Rates

Share & Club Share Accounts:
If minimum of $100 balance is met

  • $1 and over - .20%    

Money Market Account:

  • $10,000 and over - .50%

Youth Accounts:
Share Savings - .25%
Certificate of Deposit ($25 minimum & $5000 maximum)

  • 3 Month - .75%, yield .75%
  • 6 Month - 1.00%, yield 1.00%

Christmas Club Accounts:
Dividend declared of 2.00% to be paid on 10/1/2019

  • No withdrawals allowed unless closing account

Term Share Certificates of Deposit*:
$500 minimum balance

  • 6 months - .80%, yield .80%
  • 12 months - 1.10%, yield 1.11%
  • 24 months – 1.40%, yield 1.41%

*Closing prior to maturity is subjected to a loss of 90 days dividend

 

Loan rates using our Performance Based Pricing are determined by credit score & term.

Autos & Motorcycles: 2.49% - 14.49%:

  • new up to 100% financing & 96 month term
  • used up to 90% financing & 72 month term

Recreational Collateral: 3.25% - 13.50%:

  • new up to 100% financing
  • used up to 90% financing
  • Special terms for Boats and Motorhomes, financing up to 12 years

Home Equity - 4.25% - 11.25%:
5 year fixed rate, amortized up to 15 years with a balloon payment after 5 years

  • financing up to 80% LTV (Loan to Value) maximum $150,000
  • minimal closing costs

Share Secured - 2.49% up to 72 month financing:

  • limited to available share balances

Signature - 9.25% - 18.00%

  • $10,000 maximum up to 60 months financing

Total of all loan balances excluding Home Equity is $100,000 per member. All share and loan rates are subject to change at the discretion of the Board of Directors, except in the instance of a previously advertised special whereby those special dates/terms are clearly disclosed and defined.

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