Services & Fees

What Your Credit Union Offers

  • Locally owned & operated personalized service
  • Free Checking Account (Share Draft Account)
  • Free VISA Debit/ATM cards
  • Online Banking (Virtual Branch)
  • Free Mobile banking via APP, text or web
  • Mobile Remote Deposit
  • Share Savings Account - for you and your family
  • Money Market Savings Account
  • Credit Cards
  • Club Accounts - for vacation, Christmas or budgeting
  • Youth Savings & Loan accounts
  • Term Share Certificates of Deposit
  • Free Online Bill Pay
  • Online statements (EZ-Statements) with 18 month history
  • Vehicle/motorcycle loans-both new and used
  • Loans for recreational vehicles, boats and campers
  • Home Equity Loans (An Equal Housing Lender)
  • Share secured loans
  • Private Student Loans
  • Signature loans
  • Payment Protection Insurance
  • Extended Warranties
  • GAP (Guaranteed Asset Protection)
  • Direct Deposit distributed any way you want it
  • Lifetime membership
  • Federal insurance on accounts to at least $250,000
  • Free Notary service for members
  • VISA Gift Cards
  • VISA Reloadable cards
  • NADA vehicle pricing
  • CARFAX Report
  • TruStage AD&D, Life, Auto & Homeowners Insurance
  • First Mortgages
  • Business Lending
  • Investment Services
  • Realty Services
  • Title Services

Fees

Fee Schedule
Effective Date: Effective 10/1/2017
ServiceFee
Checking and/or Savings
Check order varies by style
Check order Platinum members 1 free box/year
Account reconciliation $20/hour ($5 minimum)
Copy of Check $3.00
Credit Union Account Transfer $1.50 ($3.00 daily limit - FREE online
Overdraft/NSF item paid $25.00 ($100 daily limit)
Overdraft/NSF item returned $25.00 ($100 daily limit)
Returned ACH Transaction $25.00
Returned check deposited $30.00
Stop Payment (one item or series) $20.00
Money Market Savings below minimum balance $10/month
Debit Cards
ATM Withdrawal Transaction $1.00 (3 free/month)
Card Recovery Fee $65.00
Cards in excess of 2 $5.00
Documentation fee $10.00
Reissue Debit Card PIN $5.00
Replace Debit Card $10.00
General:
Account History printout $2.00
Address Change not reported by member $5.00
Copy of Statement $5.00 - FREE online
Dormant Account $10.00/month (Members over 18 years of age, balance $50 or less & after 18 months with no activity)
Ley/Garnishment $25.00
Research $25.00/hour ($5 minimum)
Stop Payment Corporate Check $30.00
VISA Gift Card $3.00
VISA Reloadable Card $3.00 (free reloads by you or Credit Union reloading of card $3.00)
Wire Transfer-Outgoing $15.00
Incoming $5.00
Loans
Title Transfer Fee $20.00
Duplicate Lien Release $10.00
Late Loan Payment: Consumer - 5% of payment
  Home Equity - $25.00
Home Equity Closing Costs $200.00
Home Equity Loan increase $200.00
Re-open HE Line of Credit $100.00
Duplicate Satisfaction of Mortgage $100.00

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