Using our Performance Based Pricing, loan rates are determined by credit score & term.
Autos & Motorcycles: 2.74% - 14.24% APR*:
- new up to 100% financing & 96 month term
- used up to 90% financing & 72 month term
Recreational Collateral: 3.50% - 15.00% APR*:
- new up to 100% financing
- used up to 90% financing
- Special terms for Boats, Campers and Motor homes, financing up to 12 years
Home Equity - 4.00% - 10.75% APR*:
- 5 year fixed rate, amortized up to 15 years with a balloon payment after 5 years
- financing up to 80% LTV (Loan to Value) maximum $150,000
- minimal closing costs
Share Secured - Starting at 2.74% APR*:
- limited to available share balances
- up to 72 month financing
Signature - 9.25% - 17.75% APR*:
- $10,000 maximum
- up to 60 months financing
Total of all loan balances excluding Home Equity is $100,000 per member. All share and loan rates are subject to change at the discretion of the Board of Directors, except in the instance of a previously advertised special whereby those special dates/terms are clearly disclosed and defined.
*APR is the Annual Percentage Rate. Rates subject to change without notice.
**APY is Annual Percentage Yield and assumes dividends will remain in the account. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. All accrued earnings are forfeited if a dividend earning account is closed before the end of the quarter.
*If you have frozen your Equifax credit report, please unfreeze to avoid delays in loan processing.* Loan rates using our Performance Based Pricing are determined by credit score & term. For us to better assist you we recommend getting pre-approved on all loans. For peace of mind select payment protection of Credit Disability and/or Credit Life.
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